b'TABLE OF CONTENTSThe Genesis of Bills Giving 4Mission & Vision . 6 Cross International - GuatemalaA Moment of Reflection & Gratitude .72023 Giving 8Grantee Stories.10Bangladesh. 12Scholarships 14Humanitarian Hotels .16Pathways Early Education Center - Immokalee, FLPhilanthropic Housing Initiatives18The University of Notre Dame Partnership.22Global Reach24Team.26The Foundation for Tomorrow - Tanzania 3'